WEX, Extend Partner to Embed Virtual Cards in SAP Concur Invoice
The corporate world’s love affair with paper checks may be running out of time. WEX Inc., a global leader in intelligent payment solutions, has announced a new partnership with fintech platform Extend that puts virtual card payments inside SAP Concur Invoice, meaning businesses can now settle vendor invoices entirely within the software they already use, without a single manual step.
The integration takes aim at one of the most stubborn pain points in corporate finance: the accounts payable (AP) process. Traditionally reliant on check-writing and time-consuming manual reconciliation, AP departments have long been overdue for a technological overhaul. That overhaul is now here.
When an invoice lands in the system, Concur Invoice automatically generates a single-use virtual card tied directly to the customer’s WEX commercial account. The card comes pre-loaded with a unique 16-digit number, a spend limit, an expiry date, and an invoice reference, and the platform handles authorization, remittance, and reconciliation from there. No human handoffs. No paper trail.
The business case is straightforward. By enabling virtual card payments inside SAP Concur Invoice, WEX customers can control exactly how much is spent per invoice, pay suppliers faster to improve cash flow, eliminate the fraud risks that come with physical checks, and still earn card rebates on vendor transactions. What was once a back-office burden becomes a tightly managed, auditable workflow.
Carlos Carriedo, Chief Operating Officer of Americas Payments & Mobility at WEX, framed the partnership as more than just a feature upgrade. “WEX is committed to providing our customers with intelligence-led solutions that transform Accounts Payable from a back-office function into a strategic driver of working capital,” he said, adding that the integration delivers granular control over every transaction without disrupting how teams already operate.
For Extend, which has been an established SAP Concur partner, the deal cements its role as the connective tissue between legacy card infrastructure and the enterprise software companies rely on daily. CEO and co-founder Andrew Jamison described it as part of a broader shift in how businesses expect payments to work. “As customer expectations rapidly evolve, so does the race to deliver more connected payment workflows,” Jamison noted, pointing to Extend’s ability to deploy new capabilities inside existing software without dismantling what already works.
The move also carries a significant security dimension. By replacing reusable payment credentials with single-use virtual tokens for each transaction, WEX and Extend are actively narrowing the attack surface for payment fraud, a growing concern in B2B transactions where the amounts involved can be substantial.
Taken together, the partnership signals where enterprise payments are heading: embedded, automated, and invisible to the user in the best possible way. For finance teams still printing and mailing checks in 2026, the message is clear, the clock is ticking.
